Protection Options
Protection for real life.
These are the areas Ruby can help you explore. Benefits, eligibility, exclusions and premiums vary by policy and by individual circumstances — a short conversation is the fastest way to see what may fit.
Cancer Protection
Coverage designed to provide financial support following a qualifying cancer diagnosis.
Accident Protection
Help prepare financially for unexpected accidents and their potential costs.
Critical Care
Explore protection options that may provide benefits following qualifying critical illnesses.
Hospital Protection
Financial protection that can help with expenses associated with qualifying hospital stays.
Life Insurance
Help protect the people who depend on you financially.
Short-Term Disability
Protection designed to help replace part of your income when a qualifying disability temporarily prevents you from working.
Dental & Vision
Everyday coverage options that can help with routine dental and vision care costs.
Why families look at supplemental protection
Major medical insurance is built to pay providers. It is not designed to cover the rent, the car payment, childcare, travel to treatment, or the weeks a household may go without a full paycheck.
Supplemental protection products are one way families prepare for those costs. They are not a substitute for health insurance, and no policy covers every expense.
Questions worth asking
- How long could our household run on savings if income stopped for 90 days?
- What would our out-of-pocket maximum actually cost us this year?
- Who would need to take time off work to help with care?
- What coverage do we already have through an employer, and where are the gaps?
Don't Wait Until You Need Protection.
Unexpected events don't always give us time to prepare. Take a moment today to learn about your options.
Protect your health. Protect your income. Protect your family.